Monthly Archives June 2017

Top 5 Tips to Shop for Organic Products Online and Save More

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Many Hong Kongers are starting to realise just how important it is to lead a healthier lifestyle. If this sounds like you, you can start by consuming organic products. For those on a budget, check out these top five tips to shop for organic products online and save more:vedica-organics-slider3

  1. Prepare a Shopping List & Tally The Prices Avoid unnecessary spending by preparing a shopping list before you shop organic products online. You can then browse for the products online and tally up the total cost of your future purchases. You’ll be able to know how much you’ll be spending on your groceries, further preventing you from unnecessary purchases like junk food.
  2. Buy Only the Things You Know You’ll Consume Buy the organic version of the products that you consume regularly, and commit to only buying the organic ones from now on. This will prevent your family from consuming products filled with antibiotics, hormones, chemicals, and pesticides.
  3. Prioritise Your Organic Products There are plenty of organic products on the market, from fresh produces to condiments, syrups, and bottled juices. However, you should always make it your priority to get organic fruits, dairy, meat, and other similar products; as these are the products that play the major role in determining your overall health.
  4. Check The Organic Private or Generic Labels at Your Supermarket Chain If your local supermarket chain has its own organic label or carries other natural brands, buy them online. The products tend to be cheaper.
  5. Buy Products Free from Fumigants, Chemicals, or Pesticides This is a no-brainer: you’ll want to consume products that are fumigants, chemicals, and pesticides-free. Your body will thank you in the long run. This applies to almost any organic products, be it coffee, tea, green veggies, fruits, or any other fresh produce.Organic-Shop

Keep these tips in mind before you go shopping. For the best deals and to save more, you can always shop organic products online in Hong Kong. The biggest benefit to eating organic is that you get to lose weight, save more, and eat healthier at the same time!

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5 Jobs in Shah Alam to Get Hired

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Shah Alam is a developing city. Investment coming from local and foreign investors allow businesses to grow and the city itself to blossom. Shah Alam has transformed into a destination where local and international guests enjoy entertainment, food and recreation. Because of this, tons of young professionals and fresh grads look to Shah Alam to begin their career. If you aren’t sure, check out these positions with job vacancies in Shah Alam to start your career.

Marketing Executive

Whether in the commerce or food and beverage industry, companies in Shah Alam face a ton of competitions. Consumer goods and food and beverage companies are seeking marketing executives who can capture the attention of consumers and sell their products.

Account Executives

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As the logistics and manufacturing industry is growing, companies need account executives to meet the needs and provide service to multiple clients. Companies like DHL need tons of account executives to manage the hundreds of clients all over Malaysia and worldwide.

Developer

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The tech industry is making its way all over Malaysia and hit hard in Shah Alam with e-commerce sites and mobile apps being made left and right. There is a strong demand in developers who can create eye-catching websites and mobile applications to sell to the public.

Tourism Associations

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The Garden of Islamic Arts is just one of many beautiful locales tourists flock to Shah Alam to capture photos for their social media accounts. With the millions of tourists yearly, travel agencies and airlines are always on the lookout for client-centric tourism associates who provide good service to keep guests coming back.

Personal Bankers

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Local and international banks are taking advantage of the rising population in Shah Alam by opening up several branches and hiring many personal bankers. Banks like Standard Chartered are training their personal bankers to be experts in finance and good salesmen.

Shah Alam is beginning to be a centre of business and culture with a high demand of jobs in multiple industries. Check out these 5 trending jobs to begin a career that will last.

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Bank Loans in Malaysia: It’s a Need More than a Want

One of the countries in the ASEAN region that enjoy a dynamic economy is Malaysia. The banking sector played an important role in lifting the nation to its current middle-income status. It can’t be denied that the general populace has been benefiting from the presence of the largest banks in Southeast Asia. The wide range of financial services available in the market is what makes economic and social progress possible.

If you are in the productive years of your life and looking to enjoy a prosperous future, then you should be setting up a financial goal. Bank loans in Malaysia are financial tools that can help you achieve your short-term and long-term financial objectives.

Bank Loans in MalaysiaBank loans in Malaysia are financial tools that can help you achieve your short-term and long-term financial objective

Many individuals have succeeded in raising their standards of living because they utilized the loans for their intended purposes. You can prosper too if you apply the same strategy.

Here are the bank loans that can help you achieve your financial goals:

  • Car loans – for mobility, a necessity but not a luxury
  • Education loans – for your children’s better future
  • Housing & property loans – for the family’s own residence
  • Business loans – for scaling or growing your own business
  • Personal loans – for medical expenses and emergency needs, paying off existing loans

As you grow your assets, you can build or manage your wealth by going into other investment opportunities. The key is to choose an established banking institution that offers the best service, affordable rates, and reliable financial advice.

A New Perspective on Bank LoansAssuming you qualify for a bank loan, keep in mind that the financial product is not intended to bury you in debt

Assuming you qualify for a bank loan, keep in mind that the financial product is not intended to bury you in debt. You should be borrowing for the right reasons and because there is a real need.

Today, it’s all about building wealth. Gone are the days that ‘wants’ precede ‘needs’. Some have fallen into the trap of accumulating debt that you end working just to pay off your debts. You can’t kick start your financial goals if you do not have the correct perspective. Make these bank loans work for you and be off to a better tomorrow.

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10 Things to Consider Before Renting a Property in Singapore

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Singapore was named by the Global Property Guide as the 10th most expensive city in the world. On average, the cost of rent is $3,400 per month for a 120 square meter property. The size is spacious enough for a family of four.

There are five common property types in Singapore: private apartment, HDB, HUDC, landed, and commercial. HDB stands for Housing Development Board. They are residential houses that are publicly governed and developed. HUDC means Housing and Urban Development Company. These are flats originally created for middle-income families during the 70s and 80s.

If you are looking for a property for rent in Singapore, here are things to help you find your new home soon:shutterstock-133732412(1)

  1. Utilities The most important utilities to check are water, gas, and power. Also, check if the heater is working properly. Most properties in Singapore already have WiFi and Air-con included. There are high-end condos that even have all the furniture and appliances you need but they are typically the expensive type.
  2. Location Is it nearby MRT/LRT services, restaurants, shopping places, churches, hospitals, and supermarkets? If you have school-age children, it’s also important that it is nearby schools.
  3. Landlord Nobody wants a landlord who will be all up in your business or someone who has no interest in fixing the house issues. As a tenant, you have the right to live in a healthy and safe environment. Your landlord should be cooperative enough to ensure your wellness while staying in the property.
  4. Budget The first thing to ask yourself is “Can I afford this?” You can find partly renovated flats at $2,000 but if you prefer a fully furnished unit, be prepared to shed out at least $3,500 per month. Make a budget and stick to it.
  5. Pet policy Singapore is definitely a pet-friendly city but take note that there are a lot of regulations when it comes to owning a pet. If you are planning to live in an HBD flat or residential unit, you may only have one small breed dog with you. You can only keep up to three dogs when you are in a private residence or commercial premises.
  6. Neighbors This may not be the most important factor but it is definitely better if you have friendly neighbors. Visit the neighborhood at night or at weekends and check if the surrounding is noisy or not.
  7. Length of lease According to the new rental regulations in Singapore, you cannot rent out a whole condominium unit or room for less than six months. You can only do so if it was approved by the Urban Redevelopment Authority. From eight unrelated tenants, the maximum number of unrelated tenants allowed is now down to six. Room sharing is very common among workers in Singapore.
  8. Safety Singapore has one of the lowest crime rates in the world. But that does not mean life in Singapore is always rainbows and unicorns. No country is free from threat. It’s always better to be safe than sorry, so check if the property has a security system or if the doors and windows are secure enough.
  9. Amenities Rental condominiums usually have a swimming pool, tennis courts, gymnasium room, and barbecue area. The amenities offered will also depend on your budget.
  10. Parking Check if the unit has a covered car park. Otherwise, it should be walking distance to a parking garage. Take note that only a few HDBs have the free parking scheme.private-homes-condo

Ultimately, familiarize yourself with Singapore’s new rules and regulations about rental properties. Pay extra attention when inspecting the property before signing the tenancy agreement. As a tenant, your landlord expects that you will be responsible for taking care of the property. If you still cannot find the best property for you, you may get help from an agent or an apartment locator.

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Top 7 Compelling Reasons To Study Computer Science In Malaysia

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Computer science courses are starting to gain popularity in Malaysia thanks to the thriving tech scene in the country. New startups and tech ventures keep popping up, leading to more opportunities for Malaysians to reap. Check out the top seven compelling reasons to study computer science in Malaysia:computer_programming

  1. Guaranteed high pay The number one reason to enter the tech field is the guaranteed high pay that you’ll get once you’ve been working for a few years. Tech jobs in Malaysia offer some of the most competitive starting salary, compared to jobs in other field for the same entry-level positions. For example, you can expect to earn between RM50,000 to RM120,000 and above per annum as a software engineer in Malaysia. The better you are at what you do and the more skills you have, the more you can earn.
  2. You’ll have mad skills in logic and problem solving Any computer science subject requires logic and problem solving, and you’ll be doing this basically for the rest of your working life, as well as your everyday life. You’ll have an edge over other people if you have mad skills in logic and problem solving, which are two of the most important life skills to have.
  3. You’ll always be in high demand We’re living in the Digital Age, and Malaysia is seeing hundreds of new startups popping up and requiring tech magicians who could solve all of their problems and meet their needs. As technology is a field that will never die, you’ll always be in high demand if you have a computer science background, whether you plan to work in telecommunications or e-commerce.
  4. You can start earning money while studying Unlike a doctor or lawyer who requires years of training and attaining plenty of medical or law certifications before he or she can start practicing, you don’t have to wait until you graduate to start earning money. If you’re good at coding or whatever tech skills you have, you can start freelancing and earning mad money, be it online or offline.

There’s no limit to how much money you can earn! The better project and client you can score, the more you’ll be able to increase your income. Always update your skills and portfolio to lure in more clients or projects, which can be found online at sites like Freelancer.com or Upwork.

  1. The job market is constantly growing About a decade ago jobs like UI developers were pretty much unheard of, at least in Malaysia, but now many Malaysia-based companies and startups are in need of them. The tech field is constantly growing and progressing, along with many opportunities found in the field, where new inventions are abound. You’ll never have to deal with job scarcity if you’re in this field.
  2. People look up to you Just like in the good old days where most Malaysians would look up to doctors, lawyers, and engineers; modern day parents, relatives, and basically everyone else in the country would now be looking up to you if you work in the tech field and have a high-paying tech job.
  3. Tech jobs can be perfect for introverts or extroverts Regardless of your personality, there are plenty of tech jobs that would be perfect for introverts and extroverts. You can choose what type of work you want based on your personal needs and working style. If you’d rather not work around people, you have the option to work with a remote team, whether as a software developer or UI designer. If you’re a people person, you can choose to be a product manager or any other jobs that require plenty of in-person interaction.Computer-Science2-1024x768

If you’re thinking of what to study, computer science is a very lucrative course that is worth pursuing. If you’re considering taking up the course, find out more about the computer science course in Malaysia. You need to be very good at Maths, Science, and other similar subjects to enrol in the course.

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